Articles on estate planning, elder law, Medicaid planning, and protecting your family's legacy in New Jersey.
When New Jersey parents first learn about the Medicaid five-year look-back, many arrive at the same idea: “Why pay a lawyer for a trust? I’ll just give the house and...
Read ArticleThere’s a belief that stops New Jersey families from picking up the phone, and it costs them more money than any nursing home bill: “Dad’s already in the facility. We...
Read ArticleFamilies researching New Jersey Medicaid eventually run into the same intimidating phrase: the transfer penalty. Most articles explain the concept and stop there. This one does the actual math —...
Read ArticleAsk most New Jersey physicians about asset protection and the answer is some version of: “That’s what my malpractice coverage is for.” It’s an understandable answer — the premium is...
Read ArticleThe phone call usually comes from a hospital discharge planner. Your mother fell, or your father’s dementia has progressed past the point where home care is safe, and the hospital...
Read ArticleIn mid-2025, President Trump signed the One Big Beautiful Bill Act into law. Among the many provisions, one got enormous attention from retirees: a new $6,000 senior deduction marketed as...
Read ArticleIf you’re trying to protect your home from Medicaid in New Jersey, you’ve probably come across two strategies that keep showing up: the life estate deed and the Medicaid Asset...
Read ArticleIf you’ve inherited — or expect to inherit — an IRA or 401(k) from a parent in New Jersey, the tax picture is more complicated than it used to be....
Read ArticleIf you’re researching nursing home care for a parent in New Jersey, the first question is almost always the same: how much is this going to cost? The short answer,...
Read ArticleNew Jersey Has an Inheritance Tax — And Most People Don’t Know About It New Jersey is one of only a handful of states that imposes an inheritance tax. Unlike...
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